1
35%
$1,702
Network Optimization
Legacy PPO networks lock employers into opaque provider contracts, often reimbursing at 3-6x Medicare rates.
Replace with a fair, transparent process (reference pricing + direct contracting)
Replace with a fair, transparent process (reference pricing + direct contracting)
35%
$1,702
2
25%
$1,216
Medical Mgt
Proactive medical management means members get the right care at the right place
3
15%
$729
Stop Loss
Modern carriers grant Flume plans favorable terms versus traditional carriers
4
10%
$486
PBM
Transparent, fiduciary PBMs maximize coupons and return rebates to plans automatically
5
6%
$292
FWA
Our algorithms protect you from the 8/10 hospital bills that contain some kind of error
6
6%
$292
DPC/Onsite Clinics
A dedicated physician means earlier diagnosis and better population management
7
3%
$146
Ancillary
Centers of Excellence (COE), telemedicine, air ambulance, dialysis, international Rx, and other programs
1
3%
$118
Ancillary
Centers of Excellence (COE), telemedicine, air ambulance, dialysis, international Rx, and other programs
2
6%
$237
DPC/Onsite Clinics
A dedicated physician means earlier diagnosis and better management
3
6%
$236
FWA
Our algorithms protect you from the 8/10 of hospital bills that contain some kind of error
4
10%
$394
PBM
Transparent, fiduciary PBMs maximize coupons and return rebates to plans automatically
5
15%
$591
Stop Loss
Modern carriers grant Flume plans favorable terms
6
25%
$985
Medical Mgt
Integrated UR/UM means members get the right care at the right place
7
35%
$1,379
Network
avoid price gouging fee schedules on insurance carrier networks
